W Checkout is a comprehensive stablecoin payment solution designed specifically for e-commerce platforms, gaming companies, cross-border service providers, and independent websites, offering one-stop stablecoin checkout and settlement services.The solution covers the complete workflow including payment integration, order management, compliance risk control, and fund clearing and settlement, helping platforms or institutions quickly integrate secure, compliant, and reliable stablecoin payment capabilities.Key Features#
Stablecoin Payments: Seamlessly supports mainstream stablecoins (such as USDT, USDC, WUSD, etc.), enhancing payment experience.
Cross-border Transactions: Provides fast, low-cost international transfer capabilities, suitable for global business operations.
Efficient Settlement: Efficient settlement and reconciliation mechanisms designed for platform-based enterprises (e-commerce, SaaS, content platforms).
One-stop Integration: Provides standardized APIs and SDKs for rapid developer integration.
Use Cases#
Efficient Cross-border Payments: Traditional cross-border payments have high fees and slow arrival times. W Checkout enables real-time payments and low-cost transfers through stablecoins.
Global Customer Coverage: Supports international customer payments, solving the problem of platforms being unable to accept stable payments from global users.
Automated Settlement and Reconciliation: Provides automated clearing and settlement functions, avoiding manual reconciliation errors and improving capital turnover efficiency.
Compliance and Security: Built-in compliance scanning and risk control mechanisms help merchants meet multi-jurisdictional regulatory requirements and reduce operational risks.
Integration Examples#
E-commerce Platform Payment Flow: User places order → Create order → Payment → Confirm payment status (payment query, Webhook callback, timeout cancellation, etc.) → Clearing and settlement → Reconciliation.
Cross-border B2B Settlement: Enterprise initiates payment → System compliance verification → Order confirmation → Fund clearing → Issue reconciliation statement.
Gaming/In-app Payments: User top-up → Payment interface call → Real-time arrival → Webhook notification → Platform virtual asset distribution.
Platform Split Payments (SaaS/Content Platforms): User payment → Platform collection → System automatic splitting → Multi-merchant settlement
Supported Blockchains and Currencies#
W Checkout currently supports payment collection for three stablecoins: USDC, USDT, and WUSD, which can be used on multiple mainstream blockchains.| Blockchain | Currency | Identifier | Description |
|---|
| Ethereum | USDT | ETH_USDT | ERC-20 standard |
| Ethereum | USDC | ETH_USDC | ERC-20 standard |
| Ethereum | WUSD | ETH_WUSD | WSPN issued stablecoin |
| TRON | USDT | TRX_USDT | TRC-20 standard |
| TRON | USDC | TRX_USDC | TRC-20 standard |
| Solana | USDT | SOL_USDT | SPL standard |
| Solana | USDC | SOL_USDC | SPL standard |
Currency Precision: Please handle decimal places correctly according to the token contracts on different blockchains (Ethereum commonly uses 6 or 18 decimals, TRON typically uses 6 decimals).
Minimum Amount Restrictions: Some currencies on different blockchains may have minimum transfer amount restrictions. Please check when calling the interface.
Chain and Currency Identifier Rules: Uniformly adopts the {CHAIN}_{TOKEN} format, for example ETH_USDT, TRX_USDC.
Future Expansion: We will continuously add support for more blockchains and stablecoins. Please track SDK and API documentation updates.
Modified at 2026-01-20 03:13:28
